Smarter Plumber Insurance

For contracting or construction related businesses, like plumbing, proof of business insurance is often mandatory to even step foot on the jobsite. Plus, plumber business insurance helps protect you, your team and your equipment, and shows that your business is trustworthy and secure. As a plumber, you’ve seen the unexpected leaks and mishaps that life can throw at someone - being a business owner is no different!

There are a couple factors that can affect the price of your plumber insurance like the type of work you do and the tools or equipment that you use. How much revenue your business makes can also have an effect - for example, if your business has significant earnings, that can bump up your premiums.

If you’re starting a new plumbing business, it’s best to hit the ground running by already having the right contractor insurance from the start. As your business grows, you’re bound to be asked to show your proof of insurance by a jobsite, a potential contract or vendor. Plus, having plumber insurance ensures that you, your team and your tools will be covered so that unexpected events won’t negatively affect the success of your new business.

A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.