Featured In
Rated 5 stars
Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
As a small business owner Foxquilt was perfect for my needs.read more
I used Foxquilt for Commercial Insurance and we needed it rather urgently for our home based business. They were really friendly and helpful to deal with and they turned around a policy within a few hours.read more
I moved all my business and personal insurance to Foxquilt. Love these guys! Great service and quality. Plus you get incredible rates. Highly recommend.read more
Save up to 35% on smarter business insurance for HVAC
What is Business Insurance for HVAC Contractors?
Commercial General Liability
Errors & Omissions
Commercial Auto
Workers’ Compensation
Who Needs HVAC Business Insurance?
Examples of HVAC Business Insurance Claims
Injury
Mistakes & Errors
Auto Accidents
While you’re repairing an office air conditioner unit, a leak occurs without you realizing and unfortunately, one of the office employees slips and injures themselves. Commercial General Liability can help cover the cost of their medical bills.
Frequently Asked Questions
Why Should You Get HVAC Contractor Insurance?
Not only does having the right HVAC contractor insurance protect you, your business, your equipment and your employees, it is also crucial to landing contracts and jobs! Clients and work sites often require you to show proof of insurance to ensure that you’re reliable and protected.
What Can Affect the Price of HVAC Business Insurance?
What kind of HVAC work you do, where you do it and the equipment that you use can have an impact on the cost of your HVAC business insurance. Additionally, if your HVAC business makes a significant amount of revenue, that can also bump up your premiums.
When Should HVAC Contractors Purchase Insurance?
It’s best if you purchase HVAC contractor insurance for your business early on - like when you’re starting it, beginning to plan finances and strategizing how to get your business running. As your business grows, it’s unavoidable to be asked to show your proof of contractor insurance by a jobsite, a potential contract or vendor.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.
