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Rated 5 stars
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Rated 5 stars
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Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
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Save up to 35% on smarter business insurance for Electrician
What is Business Insurance for Electricians?
Commercial General Liability
Errors & Omissions
Commercial Auto
Workers’ Compensation
Who Needs Electrician Insurance?
Examples of Electrician Insurance Claims
Property Damage
Errors & Mistakes
Auto Accidents
When installing a pendant light fixture, one of your employees accidentally drops the fixture, shattering it. Commercial General Liability can help cover the cost of damages.
Frequently Asked Questions
Why Should You Get Electrician Insurance?
Proof of insurance for electricians is often required to secure projects or enter the jobsite. It’s common for clients to check that you are insured so being prepared with it helps prove that you’re reliable and trustworthy! Additionally, having electrician insurance helps protect you, your tools and your team.
What Can Affect the Price of Electrician Business Insurance?
Factors like the type of work you do and the tools or equipment that you use can affect the cost of insurance for your electrician business. How much revenue your electrician business makes can also have an effect - for example, if your business has significant revenue, that can bump up your premiums.
When Should Electricians Purchase Insurance?
It’s easiest if you purchase your electrician business insurance early on, when you start your new business. Insurance should be part of the conversation when you’re planning finances and strategizing how to get your business running.
What is a Certificate of Insurance?
A certificate of insurance (or “COI”) is the proof of insurance you receive after purchasing your policy, just like you have for your car insurance. These can be paper copies or digital, but are crucially important. Some job sites will require you to show a current COI before starting work.