Virginia Small Business Insurance
Insurance built for your Old Dominion state small business
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for Virginia Small Business Owners
What Insurance Coverages Should Small Businesses in Virginia Have?
Commercial General Liability (CGL insurance) serves as the foundation for almost all small business insurance in Virginia. This coverage is fundamental as it shields businesses from common risks such as third-party injury and property damage. While not mandated by Virginia law, acquiring CGL insurance becomes essential as your business grows, especially for key milestones like signing leases, participating in trade shows, or entering online marketplaces.
You may also want to consider these coverages: Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment.
Although you're not obligated to carry Commercial General Liability in Virginia, you'll likely be required to have Workers' Compensation (Workers' Comp). This coverage provides crucial support to your team by covering medical expenses, lost wages, and more in case of work-related injuries or illnesses. Explore our resources on Virginia's Workers' Compensation requirements through our state checker tool.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Virginia Small Business Owners
Business insurance has been a time-consuming and perplexing process for too long. Foxquilt is revolutionizing this by empowering small business owners to customize and purchase their insurance entirely online.
Through our intuitive online platform, you can effortlessly tailor your insurance policy to suit your specific needs. By answering a few simple questions, our system will generate a personalized policy, ensuring you're fully protected without unnecessary coverages. Plus, there's no need to wait for emails or callbacks — you can instantly receive a quote, purchase your insurance, and get your policy documents over email immediately.
At Foxquilt, we understand that cash flow is key for small business owners. That's why we offer flexible payment plans and accept credit cards at no additional cost!
If you ever require assistance while navigating our application, simply click on "Need Help," and one of our expert team members will promptly assist you.
Commercial General Liability Insurance Claim Examples
Client Injury
Property Damage
Workplace Injury
While cleaning a client's windows, something falls from your ladder injuring someone below.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in Virginia?
Getting insurance through other providers often involves days or even weeks of back-and-forth communications. Foxquilt streamlines the process, allowing you to get insured within minutes, entirely online! Once you've completed the process, we'll instantly send your policy documents directly to your email. In the event that your business requires an extra set of eyes, our Foxquilt team may need to reach out to you to clarify some details. Rest assured, our team moves quickly to make sure you're protected ASAP!
Do you Need Business Experience to Get Insured in Virginia?
Unlike some insurance providers that mandate having business experience, we operate differently. We believe every business owner deserves the protection they want and require, regardless of where they are in their business journey. Whether you're a new venture or a experienced pro, Foxquilt is happy to help!
Where Can You Get Business Insurance in Virginia?
In Indiana, you have several options for getting insurance, like local agents, financial institutions, or digital insurers online. Each option has its own set of advantages and disadvantages; ultimately, the choice depends on your preferences. Some factors to consider are online capabilities, processing time, and payment options.
How Do You Become a Virginia Foxquilt Partner?
We'd love to team up with local agents, wholesalers, enterprises, and tech solutions in Virginia! If you have clients that would love Foxquilt, book a meeting with our partnership team: https://www.foxquilt.com/partnerships.html
