Insurance for Pennsylvania Small Businesses
Insurance made easy for Keystone State small business owners
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Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Small Business Insurance in Pennsylvania
What Insurance Coverages Should Small Businesses Have in Pennsylvania?
The most common coverage that small businesses in Pennsylvania consider is Commercial General Liability (also known as CGL). That's because it provides coverage for some of the most common risks that nearly every business may encounter: Property damage and third-party injury.
Pennsylvania doesn't necessarily require businesses to carry this insurance but as your business grows, you'll come to find it'll be hard to avoid. Contractors, landlords, marketplaces, events, and more usually require seeing proof of insurance.
Depending on your business, some more coverages to consider are Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto, and Mobile Equipment.
Heads up, an insurance coverage that will likely be required of you in Pennsylvania is Workers' Compensation (or Workers' Comp). If there's an injury, illness, or accident due to work, Workers' Comp can help with the medical costs, lost wages, etc. Like most of the nation, if you have employees, you will likely be required by Pennsylvania law to have Worker's Comp. For more info, read more about Pennsylvania's Workers' Compensation requirements with our state checker.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Small Business Owners in Pennsylvania
Foxquilt gives back control to business owners; no matter where you're at in your journey, seasoned pro or first-timer.
Foxquilt works by allowing small business owners to customize their insurance policy, all online. You can even quote your Pennsylvania business, purchase your insurance, and receive your policy documents online, in just minutes!
We know cash flow is a huge consideration for small business owners; that's why we built our insurance to be payable with flexible payment plans and by credit card at no additional cost.
Foxquilt is powered by our tech innovation but we still believe in the human touch! If you ever need assistance while quoting your business, click the “Need Help” button and one of our Foxquilt experts will be happy to answer your questions.
Commercial General Liability Insurance Claim Examples
Client Injuries
Property Damage
Workplace Injury
You're teaching your yoga student a new pose and accidentally cause a flare-up in an old back injury
Frequently Asked Questions
How Long Does It Take to Insure a Business in Pennsylvania?
One of the reasons why small business insurance is considered a headache is how long it can take. With some insurance providers, the whole process to finally get insured could take hours, days, or weeks due to back-and-forth emails, paperwork, and calls. We built Foxquilt's online platform so that you, the small business owner, is in the driver's seat. Since you can quote and purchase all online with Foxquilt, you can insure your business any day, any time. You'll even get your insurance documents instantly emailed to you. If your business needs a little more TLC, one of our Foxquilt experts may need to reach out for additional info but they will still work ASAP to get your Pennsylvania business insured.
Do you Need Experience to Get Your Business Insured in Pennsylvania?
It varies from provider to provider; some prefer to work with businesses that have experience. Our Foxquilt mission is that small or new business owners deserve insurance protection too so no matter if you're a seasoned expert or new kid on the block, we're more than happy to help with your insurance.
Where Can You Get Business Insurance in Pennsylvania?
Pennsylvania business owners have a couple options - from digital insurance providers to local agents. As a business owner, you know what your needs and preferences are so it's recommended to shop around and see which might be the best option for you. Some aspects to consider are their available payment options, their speed, their tech offerings, etc.
How Do You Become an Pennsylvania Foxquilt Partner?
Our Foxquilt Partnerships team is always thrilled to work with local agents, wholesalers, enterprises, and more. If you have a community that could benefit from Foxquilt's innovations, we'd love to meet you! Let's chat: https://www.foxquilt.com/partnerships.html