Ohio Small Business Insurance
Insurance customized for your small business in the Buckeye State
As Featured In
Rated 5 stars
As Featured In
Rated 5 stars
What makes Foxquilt different?
Tailored To Your Business
Create Your Policy In Just A Few Taps
Only Pay For What You Need
Rated 5 stars by business owners
See why other business owners, just like you, love Foxquilt's smarter coverage, 5-star service and insurance built for them.
Purchasing my small business insurance policy through Foxquilt was a BREEZE! My documents were sent to my email within minutes of my purchase. Thank you for making insurance easy for me!read more
Super impressed. Very user friendly site/application. Had my insurance policy within an hour! Super happy with the price, policy, coverage and overall serviceread more
Best customer service ever! Fair prices. Easy to understand and easy to access and navigate. Hands down, LOVE Foxquilt!read more
Insurance for Ohio Small Business Owners
What Insurance Coverages Should Small Businesses in Ohio Have?
Commercial General Liability (or CGL insurance) is where, more often than not, where many Ohio small businesses start with their insurance. CGL is considered a foundational insurance coverage for small businesses since it provides coverage for some of the most common risks - third-party injury and property damage. Ohio law doesn't necessarily require business owners to carry Commercial General Liability but as your business grows, you'll come to find that many partners, landlords, trade shows, markets, and so on will require to see proof that you have this basic coverage.
As a small business owner, you may also want to consider having Commercial Property, Professional Liability (E&O), Cyber Insurance, Commercial Auto Insurance, and Mobile Equipment - depending on your business needs.
An insurance coverage that is required by almost every US state is Workers' Compensation (or Workers' Comp); Ohio is no different! Worker's Comp helps with your team's medical costs, lost wages, and more if they get injured while working. For more info on Ohio's Workers' Compensation requirements, check out our state guidelines checker.
Commercial General Liability
Commercial Property Insurance
Workers’ Compensation
How Foxquilt Insurance is Built for Small Business Owners in Ohio
Foxquilt helps demystify business insurance and gives power back to small business owners. Our online platform allows you to answer a few questions and build a custom policy that you can purchase by yourself, whenever, wherever. Your policy documents get automatically sent to you by email as soon as you purchase - no more long waits or back-and-forth calls.
That's not all; we know cash flow is important for small businesses so Foxquilt also offers flexible payment plans and accepts credit card - fee-free.
We use tech to make insurance easier but we still believe in human touch; if you ever need help during your online application, just hit the "Need Help" button and one of our expert team members will assist you.
Commercial General Liability Insurance Claim Examples
Allergic Reaction
Property Damage
Workplace Injury
A visitor during a tradeshow stops by your booth to sample your handmade goodies but suddenly has an allergic reaction.
Frequently Asked Questions
How Long Does It Take to Get Business Insurance in Ohio?
Depending on the insurance providers, sometimes getting insurance can take days or even weeks, especially if they rely on snail mail. At Foxquilt, we give the power back to you - meaning you can insure yourself all online, in literal minutes. We'll even instantly send your policy documents over email as soon as you purchase. Sometimes small businesses can be a bit more complex; if that's the case with your business, no problem! Our Foxquilt team will reach out to gather some more info to find the best insurance match for you, ASAP!
Do you Need Business Experience to Get Insured in Ohio?
This can vary, some insurance providers do require businesses to have experience before taking them as clients. Our Foxquilt team though believes that any business owner, newbie or pro, deserves the protection they're looking for. That's why Foxquilt accepts new ventures or experienced pros; no matter where you are in your business journey, you can have peace of mind knowing your business is protected.
Where Can You Get Business Insurance in Ohio?
For Ohio business owners, there are a couple ways to get insurance. You can look online for digital insurers, use local agents, or work with nearby institutions. Like other purchases in life, it's good to shop around and research different quotes/options to see which fits your needs and wants. You should consider a provider's payment options, how long it'll take to be insured, and what online capabilities they offer.
How Do You Become an Ohio Foxquilt Partner?
Let's chat! If you're a wholesaler, local agent, or enterprise and have clients that could benefit from Foxquilt's perks, we'd love to team up. Book a meeting with our partnership team at https://www.foxquilt.com/partnerships.html
